Financial Cents | Arizona's Financial Podcast

"Financial Cents | Arizona's Financial Podcast" is hosted by Brent Cannon.

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Latest Episodes

How to Pick the Best Bank Account | Tips from a Real Banker

How to Pick the Best Bank Account | Tips from a Real Banker

#checkingaccount #PersonalFinance #CreditCardRewards
Most people use checking accounts daily, but few realize how much value theyโ€™re leaving on the table. In this episode of Financial Cents, we talk about how to choose a checking account and we reveal how to unlock hidden perks like credit card reward boosts, loan rate discounts, and overdraft protection.

Open a Gold Account today: ๐Ÿ‘‰ https://www.nbarizona.com/personal/personal-checking/gold-checking-account/?cid=adg-Yt_aff-NBAZ_cmpgn-ProductFocus_dtl-Nbazgold_lnchdt-202510_ch-OrgncScl_pur-Awa_vndr-Intrnl

๐Ÿ’ณ Get 0.25% more on your credit card rewards
๐Ÿฆ Save with 0.50% rate discounts on consumer loans
๐Ÿ’ธ Avoid ATM fees nationwide
๐Ÿ“ˆ Boost your savings interest rate
๐Ÿ  Get up to $1,000 off mortgage closing costs

Explore more banking benefits: ๐Ÿ‘‰ https://www.nbarizona.com/personal/personal-checking/?cid=adg-Yt_aff-NBAZ_cmpgn-ProductFocus_dtl-Nbazgold_lnchdt-202510_ch-OrgncScl_pur-Awa_vndr-Intrnl


Brent Cannon, president of National Bank of Arizona, sits down with Paul Bradshaw, branch manager, to share insider tips for maximizing your checking account. Whether you're managing personal finances or just want smarter banking, this episode is for you.

View more episodes: ๐Ÿ‘‰ https://www.nbarizona.com/personal/community/financial-cents/?cid=adg-Yt_aff-NBAZ_cmpgn-ProductFocus_dtl-Nbazgold_lnchdt-202510_ch-OrgncScl_pur-Awa_vndr-Intrnl

#FinanceTips #RewardsPoints #InterestRates #Overdraft #FinancialCents #NationalBankofArizona #SmartBanking #MoneyManagement #CreditCards #Banking #FinancialPlanningย 

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Check out more content Financial Cents content by visiting: https://www.nbarizona.com/financial-cents/

Cash Flow Essentials: 3 Must-Know Tips for Small Businesses

Cash Flow Essentials: 3 Must-Know Tips for Small Businesses

Cash flow can make or break your business. Many businesses fail not because of lack of profit, but because of poor cash flow. In this episode, we share practical strategies to help business owners monitor cash flow, optimize receivables, and build financial reserves. Learn how to avoid common pitfalls and keep your business financially healthy.

Get help from a local banker who understands cash flow: ๐Ÿ‘‰ https://www.nbarizona.com/business/treasury/

Explore invoicing tools to get paid faster: ๐Ÿ‘‰ https://www.nbarizona.com/business/digital-banking/invoice-and-get-paid/

Brent Cannon, president of National Bank of Arizona, sits down with Zak Wagner, treasury management sales manager, to break down the essentials of cash flow management. Whether you're just starting out or scaling up, this episode will help you run your business smarter.

View more episodes: ๐Ÿ‘‰ https://www.nbarizona.com/personal/community/financial-cents/



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Check out more content Financial Cents content by visiting: https://www.nbarizona.com/financial-cents/

How to Accept Credit Cards and Invoice for Your Small Business (Quickly)

How to Accept Credit Cards and Invoice for Your Small Business (Quickly)

Accepting credit cards and getting paid quickly can make or break a small business. In this episode, weโ€™ll walk you through the tools and strategies that help business owners invoice smarter and improve cash flow. Learn how to choose the right point of sale system and invoice clients quickly and easily.

#CreditCards #Invoicing #MerchantServices #SmallBusinessTips #Clover #Entrepreneur #CashFlowย 

Get help from a local banker that understands cash flow and credit card processing:
๐Ÿ‘‰ https://www.nbarizona.com/business/treasury/receivables/merchant-services/

Invoice clients faster and more professionally:
๐Ÿ‘‰ย  https://www.nbarizona.com/business/digital-banking/invoice-and-get-paid/

In this episode of Financial Cents, Brent Cannon, president of National Bank of Arizona, sits down with Zak Wagner, treasury management sales manager, to break down how small businesses can accept payments and invoice more efficiently. Whether you're just starting out or looking to upgrade your systems, this episode will help you get paid faster and run your business smarter.

Subscribe from your favorite podcast platform by visiting:
https://www.nbarizona.com/financial-cents/

#FinancialCents #NationalBankofArizona #SmallBusinessFinance #InvoicingSoftware #creditcardprocessingย 


Check out more content Financial Cents content by visiting: https://www.nbarizona.com/financial-cents/

SBA Loans Mistakes to Avoid. Best Ways to use SBA loans for Small Business

SBA Loans Mistakes to Avoid. Best Ways to use SBA loans for Small Business

Getting an SBA loan can be tricky, but weโ€™ll walk you through the common mistakes applicants make and give some of the best ways to use an SBA loan. Avoid these common mistakes to make the SBA loan process quicker. #SBALoan #SmallBusinessTips #Finance

Get help from an SBA preferred bank and a 1.5% rate discount on SBA loans: https://www.nbarizona.com/business/landing/sba-promo/?cid=aff-NBAZ_cmpgn-ProductFocus_dtl-NbazSba_lnchdt-202502_ch-OrgncScl_prod-SBALn_pur-Acq_vndr-Yt

In this episode of Financial Insights, Kelly Stutesman, business banking specialist, sits down with host Brent Cannon, president and director of community banking, to give you a guide to avoiding SBA loan mistakes. Whether you're a startup or looking to grow your existing business, these tips will help you navigate the SBA loan application process successfully.

Common SBA Loan mistakes to avoid:

1.ย  ย  ย  ย Incomplete Applications.

2.ย  ย  ย  ย Ignoring Eligibility Requirements.

3.ย  ย  ย  ย Poor Financial Documentation.

4.ย  ย  ย  ย Lack of a Solid Business Plan.

Subscribe from your favorite podcast platform by visiting: https://www.nbarizona.com/financial-cents/.

#FinancialCents #NationalBankofArizona #Sba7a #SbaLoans

Check out more content Financial Cents content by visiting: https://www.nbarizona.com/financial-cents/

How to Get an SBA Loan (The Ultimate 2025 Checklist)

How to Get an SBA Loan (The Ultimate 2025 Checklist)

Getting an SBA loan can be tricky, but weโ€™ll walk you through the SBA loan process. Here is your checklist and guide to what you need for the SBA process. #SBALoan #SmallBusinessTips #financeย 

In this episode of Financial Cents, Kelly Stutesman, business banking specialist, sits down with host Brent Cannon, president and director of community banking, to give you an ultimate guide to the SBA loan process. Whether you're a startup or looking to grow your existing business, this guide will help you navigate the SBA loan application process.

Get help from an SBA preferred bank and a 1.5% rate discount on SBA loans: https://www.nbarizona.com/business/landing/sba-promo/?cid=aff-NBAZ_cmpgn-ProductFocus_dtl-NbazSba_lnchdt-202502_ch-OrgncScl_prod-SBALn_pur-Acq_vndr-Yt

Subscribe from your favorite podcast platform by visiting: https://www.nbarizona.com/financial-cents/.

Check out more content Financial Cents content by visiting: https://www.nbarizona.com/financial-cents/

How to Use a Business Line of Credit (Get Approved and Utilize Correctly)

How to Use a Business Line of Credit (Get Approved and Utilize Correctly)

Do you need a business loan or is a business line of credit better? In this video we will talk about when to use a business line of credit and also when NOT to use a line of credit. Business lines of credit can be a great tool for short term capital. Watch to see how a line of credit works and how to use one for your small business. #BusinessCredit #BusinessTips #Creditย 

In this episode of Financial Cents, Mayra Uribe, SVP of multicultural banking at National Bank of Arizona, once again joins host Brent Cannon, EVP and director of community banking at National Bank of Arizona, to discuss lines of credit for business. Find out what a line of credit is, how to use one, and what you need to get approved for a business line of credit.ย 

Get started on a business line of credit: https://www.nbarizona.com/business/business-financing/business-lines-of-credit/

Subscribe from your favorite podcast platform by visiting: https://www.nbarizona.com/financial-cents/.

#FinancialCents #NationalBankofArizona

Check out more content Financial Cents content by visiting: https://www.nbarizona.com/financial-cents/

How to Build Business Credit the Right Way

How to Build Business Credit the Right Way

Learn ways to build your business credit. To build your business credit, you need to understand the 5 Cโ€™s of credit and how it pertains to your business. Business credit and building a business credit profile is important to gaining capital to grow your business. #BusinessCredit #BusinessTips #Creditย 

In this episode of Financial Cents, Mayra Uribe, senior vice president of multicultural banking at National Bank of Arizona, joins host Brent Cannon, executive vice president and director of community banking at National Bank of Arizona, to discuss business credit and the 5 Cโ€™s of credit.

Subscribe from your favorite podcast platform by visiting: https://www.nbarizona.com/financial-cents/.

Need a business banker for your business? https://www.nbarizona.com/business/ย 

#FinancialCents #NationalBankofArizona

Check out more content Financial Cents content by visiting: https://www.nbarizona.com/financial-cents/

5 Things You Probably Didnโ€™t Know About SBA Loans

5 Things You Probably Didnโ€™t Know About SBA Loans

What is an SBA loan and what businesses are eligible for one? What can an SBA loan be used for? What are the requirements for receiving an SBA loan? Do you need a good personal credit history to get an SBA loan? And where can a small business owner apply for an SBA loan?

#sba #sbaloans #startupsย 

In this episode of Financial Cents, John Lewis, senior vice president and regional commercial manager at National Bank of Arizona, joins host Brent Cannon, executive vice president and director of community banking at National Bank of Arizona, to discuss 5 things most people probably donโ€™t know about SBA loans.

โ€œThe Small Business Administration, or SBA, partners with financial institutions like National Bank of Arizona to be able to provide loans to small businesses. For the bank, these loans are guaranteed by the federal government up 85%,โ€ says John. โ€œThis guarantee then allows banks to be able to provide more flexible terms for small business owners than they may ordinarily be able to get.โ€

โ€œSBA loans can be used for a wide variety of things,โ€ says John, โ€œfrom short-term working capital to long-term working capital, in addition to acquiring assets like equipment or commercial real estate.โ€

Subscribe from your favorite podcast platform by visiting: https://www.nbarizona.com/financial-cents/.

Need a business banker for your business? https://www.nbarizona.com/business/ย 

Talk to a banker today by scheduling an appointment: https://www.nbarizona.com/personal/locations/

All price references and market forecasts correspond to the date of this recording. This podcast should not be copied, distributed, published or reproduced in whole or in part. The information contained in this podcast does not constitute research, recommendations, representations or warranties as to the accuracy or completeness of the statements of any information contained in this podcast and any liability from Zions Bancorporation, N.A. or its divisions (including direct, indirect, or consequential loss or damage) is expressly disclaimed. The views expressed in this podcast may not be those of Zions Bancorporation, N.A. or any of its divisions. Zions Bancorporation, N.A. is not providing any financial, economic, legal, accounting or tax advice or recommendations in this podcast. In addition, the receipt of this podcast by any listener is not to be taken as constituting the giving of advice, investment or otherwise, by Zions Bancorporation, N.A. to that listener, nor to constitute such person a client of Zions Bancorporation, N.A. All loans subject to credit approval and SBA approval. Terms and conditions apply. See banker for details.ย  ย  Equal Housing Lender NMLS #467014. Copyright reserved by Zions Bancorporation, N.A. National Bank of Arizona is a division of Zions Bancorporation, N.A. Member FDIC.

Check out more content Financial Cents content by visiting: https://www.nbarizona.com/financial-cents/

The 5 Business Bank Accounts and Services a Small Business Needs

The 5 Business Bank Accounts and Services a Small Business Needs

What bank accounts and services does a small business need? What financial tools are available for small business owners who are just starting out? How can a relationship with a local business banker help you be proactive in operating your business?

Starting off Season 3 of Financial Cents, Chris Sarver, vice president and business banking team lead at National Bank of Arizona, joins host Brent Cannon, executive vice president and director of community banking at National Bank of Arizona, to discuss the 5 most important accounts and services a small business owner needs for their business.

Though a business checking account may be the starting point for any business owner, a business credit card can help manage the cash flow cycle, treasury management can help the business pay vendors and get paid by clients quickly and efficiently, and lending can help the business expand. But perhaps the most important service a business owner can have is a relationship with their local business banker.

Need a business banker for your business? https://www.nbarizona.com/business/ย 

#banking #business #smallbusiness

All price references and market forecasts correspond to the date of this recording. This podcast should not be copied, distributed, published or reproduced in whole or in part. The information contained in this podcast does not constitute research, recommendations, representations or warranties as to the accuracy or completeness of the statements of any information contained in this podcast and any liability from Zions Bancorporation, N.A. or its divisions (including direct, indirect, or consequential loss or damage) is expressly disclaimed. The views expressed in this podcast may not be those of Zions Bancorporation, N.A. or any of its divisions. Zions Bancorporation, N.A. is not providing any financial, economic, legal, accounting or tax advice or recommendations in this podcast. In addition, the receipt of this podcast by any listener is not to be taken as constituting the giving of advice, investment or otherwise, by Zions Bancorporation, N.A. to that listener, nor to constitute such person a client of Zions Bancorporation, N.A.ย  Credit card accounts are subject to credit approval. Certain terms, conditions, and restrictions apply. See the credit card application and disclosures for more details. Offers are available for new credit card accounts only and subject to change at any time. Loans subject to credit approval. Certain terms, conditions and restrictions apply; contact bank for details. SBA Loans are subject to credit approval and SBA approval. Terms and conditions apply. See banker for details. Terms, conditions and fees apply for Treasury Management Solutions and Positive Pay. Contact a banker for details. Merchant Services products and services are provided by Clover affiliate First Data Merchant Services LLC and not by National Bank of Arizona, a division of Zions Bancorporation, N.A. Member FDIC. Remote Deposit Service is subject to credit approval. Terms and conditions apply. Certain hardware and software requirements may apply. Remote Deposit Capture and Business Mobile Remote Deposit Capture require enrollment in the Treasury Management Remote Deposit Capture service. Acceptance of Client Agreements is required for Remote Deposit Capture service and a User Agreement must be accepted by each mobile application user. Service and transaction fees apply. Fee may apply for early termination. Subject to data coverage. Message and data fees from your wireless provider may apply. See a banker for full details. Copyright reserved by Zions Bancorporation, N.A. National Bank of Arizona is a division of Zions Bancorporation, N.A. Member FDIC.

Check out more content Financial Cents content by visiting: https://www.nbarizona.com/financial-cents/

Bio of Financial Cents | Arizona's Financial Podcast

"Financial Cents | Arizona's Financial Podcast" is hosted by Brent Cannon, the Executive Vice President and Director of Community Banking at National Bank of Arizona. The podcast aims to provide valuable financial and business insights to listeners, leveraging the extensive experience of banking professionals from National Bank of Arizona.

National Bank of Arizona was established with a mission to foster local relationships, promote financial literacy, and deliver exceptional customer service. Over the past 30 years, the bank has remained committed to this mission, serving communities across the state of Arizona. By embracing technological advancements in the 21st century, National Bank of Arizona continues to uphold its core values and engage with consumers and business owners.

Through "Financial Cents," the podcast seeks to connect with both new listeners and existing clients, offering a platform to share expertise, advice, and information on a range of financial topics.

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