Financial Freedom for Physicians with Dr. Christopher H. Loo, MD-PhD

"Financial Freedom for Physicians," hosted by Dr. Christopher H. Loo, MD-PhD.

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Latest Episodes

🎙️ Google Ads PPC with Michael Elliott: AI, Speed-to-Lead & Scaling Secrets

🎙️ Google Ads PPC with Michael Elliott: AI, Speed-to-Lead & Scaling Secrets

📝 Google Ads PPC is evolving faster than ever — and businesses that don’t adapt are leaving money on the table. In this episode, Michael Elliott, a Top 1% Upwork freelancer and founder of a multi-million-pound performance agency, reveals how AI for PPC, speed to lead, and smart automation can transform your ad results.


If you’ve been struggling with slow lead follow-up, wasted ad spend, or inconsistent campaign performance, this conversation is packed with answers. Michael breaks down exactly how to build PPC automation that drives conversions, integrate two-way SMS for faster client response times, and apply AI marketing to your Google Ads PPC workflows so you can scale efficiently — not expensively.


He also shares his journey from £3,000 in savings to managing £21M+ in ads, offering real-world insights for entrepreneurs, freelancers, and marketers who want practical systems that actually move the needle. By the end of this episode, you’ll have a clearer roadmap for turning every click into a conversation — and every conversation into a sale.


👉 Watch now to unlock smarter performance marketing strategies that align with your goals and your audience’s needs.


⏱️ TIMESTAMPS (19:54 total)


00:00 – Intro: Google Ads PPC, AI, and automation
01:02 – Michael’s backstory: from broke to business builder
03:15 – Early challenges & what sparked AdTrain
05:42 – Managing £21M+ in ad spend & scaling PPC
07:18 – The power of speed-to-lead and how it changes everything
09:30 – Building PPC automation that actually works
12:04 – Using AI for PPC: real examples & tools
14:20 – Why Upwork freelancing can fast-track your business
16:55 – The future of Google Ads PPC and AI marketing
18:50 – Final insights & how to connect with Michael


🔖 HASHTAGS

#GoogleAds #PPC #AIMarketing #MarketingAutomation #SpeedToLead #Entrepreneurship #Upwork #LeadGeneration #PerformanceMarketing


To check out the YouTube (video podcast), visit: https://www.youtube.com/@drchrisloomdphd


Disclaimer: Not advice. Educational purposes only. Not an endorsement for or against. Results not vetted. Views of the guests do not represent those of the host or show.  


Click here to join PodMatch (the "AirBNB" of Podcasting): https://www.joinpodmatch.com/drchrisloomdphd


We couldn’t do it without the support of our listeners. To help support the show:

CashApp- https://cash.app/$drchrisloomdphd

Venmo- https://account.venmo.com/u/Chris-Loo-4

Spotify- https://podcasters.spotify.com/pod/show/christopher-loo/support

Buy Me a Coffee- https://www.buymeacoffee.com/chrisJx


Click here to schedule a 1-on-1 private coaching call: https://www.drchrisloomdphd.com/book-online


Click here to check out our bookstore, e-courses, and workshops: https://www.drchrisloomdphd.com/shop


Click here to purchase my books on Amazon: https://amzn.to/2PaQn4p


For audiobooks, visit: https://www.audible.com/author/Christopher-H-Loo-MD-PhD/B07WFKBG1F


Follow our YouTube channel: https://www.youtube.com/chL1357

Follow us on Twitter: https://www.twitter.com/drchrisloomdphd

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Follow our Blog: https://www.drchrisloomdphd.com/blog

Follow the podcast on Spotify: https://open.spotify.com/show/3NkM6US7cjsiAYTBjWGdx6?si=1da9d0a17be14d18


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Thank you to all of our sponsors and advertisers that help support the show!


Financial Freedom for Physicians, Copyright 2025



✅ 2026 Student Loan Changes Explained | James Mwombela on Forgiveness & Repayment for Graduate & Professional Students

✅ 2026 Student Loan Changes Explained | James Mwombela on Forgiveness & Repayment for Graduate & Professional Students

Student loan repayments and forgiveness for professional students is changing fast—and the new 2026 rules under the One Big Beautiful Bill Act are set to reshape how repayment works for graduate-level borrowers across the U.S.

In this episode, financial expert James Mwombela from Student Loan Planner breaks down what the new law means for law students, pharmacy students, dental students, business school graduates, optometry students, physician assistants, nurses, medical students, chiropractors, and other healthcare professionals navigating student debt.

If you're in or entering a graduate or professional program, the elimination of Grad PLUS loans, new federal borrowing caps, and less generous income-driven repayment plans could directly affect your future—and your finances. This episode covers everything you need to know about the coming changes and how to prepare, strategize, and protect your financial future.

🎯 James Mwombela specializes in advising professionals with $100K+ in student debt. He offers tailored strategies to help borrowers minimize payments, maximize forgiveness, and avoid common traps—especially with the shift toward the new RAP plan and limitations around IBR, consolidation, and PSLF eligibility.


🔎 In this episode, you'll learn:

  • 📉 What the 2026 federal loan cap means for professional school costs

  • 🧾 How the end of Grad PLUS loans impacts tuition financing

  • 🏛️ Who qualifies for Public Service Loan Forgiveness (PSLF) and who doesn’t

  • ⚠️ The risks of private student loans and predatory lending

  • 🧠 How to compare RAP vs. IBR and choose the right repayment plan

  • 🧮 The best moves before July 2026 to lock in smarter repayment terms

  • 🧰 Why consolidation could help—or hurt—you depending on timing

Whether you're pre-med, pre-law, starting dental school, applying to MBA programs, or in the thick of a DPT, NP, or pharmacy program—this episode is packed with strategies, timelines, and clarity to help you make the right loan decisions now and in the years ahead.


⏱️ TIMESTAMPS (23:47 total)

00:00 – Intro: Who is James Mwombela & what’s this episode about?

01:10 – The new 2026 bill: How it changes student loan rules


03:45 – What med students and future residents must understand now


06:20 – $200k cap: What it means for your med school budget


08:00 – Private loans & risk of predatory lending


10:15 – Impact on med school tuition + school behavior


12:00 – What to watch out for in private lending contracts


13:30 – For residents: Should you pay off or go PSLF?


16:00 – Why RAP may be worse than IBR


18:00 – Consolidation risks post-2026


20:10 – Best strategies for attendings in private vs nonprofit hospitals


22:30 – Final thoughts + how to work with Student Loan Planner


🔖 HASHTAGS

#StudentLoanForgiveness #MedSchoolDebt #PSLF #DoctorsFinance #JamesMwombela #StudentLoanPlanner #FinancialFreedomForDoctors #DoctorDebtStrategy


To check out the YouTube (video podcast), visit: https://www.youtube.com/@drchrisloomdphd


Disclaimer: Not advice. Educational purposes only. Not an endorsement for or against. Results not vetted. Views of the guests do not represent those of the host or show.  


Click here to join PodMatch (the "AirBNB" of Podcasting): https://www.joinpodmatch.com/drchrisloomdphd


We couldn’t do it without the support of our listeners. To help support the show:

CashApp- https://cash.app/$drchrisloomdphd

Venmo- https://account.venmo.com/u/Chris-Loo-4

Buy Me a Coffee- https://www.buymeacoffee.com/chrisJx


Follow us on Instagram: https://www.instagram.com/thereal_drchrisloo

Follow the podcast on Spotify: https://open.spotify.com/show/3NkM6US7cjsiAYTBjWGdx6?si=1da9d0a17be14d18


Subscribe to our Substack newsletter: https://substack.com/@drchrisloomdphd1

Subscribe to our email list: https://financial-freedom-podcast-with-dr-loo.kit.com/


Thank you to all of our sponsors and advertisers that help support the show!


Financial Freedom for Physicians, Copyright 2025


🎥 LinkedIn Marketing Strategy with Kayla Ihrig: Grow & Win on LinkedIn

🎥 LinkedIn Marketing Strategy with Kayla Ihrig: Grow & Win on LinkedIn

📝 Ready to unlock LinkedIn's full potential? In this episode, we dive deep with Kayla Ihrig, digital marketing expert, writer, and LinkedIn strategist, on how to leverage LinkedIn as a powerful marketing tool in 2025. 💼

Kayla shares her top LinkedIn tips for creators, entrepreneurs, and business professionals — from profile optimization to content creation and engagement strategies. Whether you're starting from scratch or looking to refine your LinkedIn strategy, this episode delivers actionable insights.


🎯 Topics Covered:

  • Why LinkedIn is still underrated in 2025

  • How to grow without going viral or having 10K+ followers

  • LinkedIn vs. Twitter: Which is better for professionals?

  • Kayla’s “LinkedIn Co-Pilot” method for clients

  • Real success stories (book deals, media features via LinkedIn)

  • Engagement secrets: Why commenting beats posting

⏱️ Timestamps (14:05):

00:00 - Introduction to Kayla Ihrig & LinkedIn Marketing


00:46 - Kayla’s background & transition into digital marketing


01:30 - Why LinkedIn is still underrated in 2025


02:26 - LinkedIn vs. TikTok & other platforms


03:05 - Kayla’s “LinkedIn Co-Pilot” program explained


04:20 - Is LinkedIn still a resume site? (Spoiler: No!)


05:06 - What beginners should do first on LinkedIn


06:00 - Biggest mistakes newbies make on LinkedIn


06:40 - Best LinkedIn features for creators & professionals


07:45 - Handling SEO spam & LinkedIn DMs


08:00 - Kayla’s client success stories (book deals, features)


08:58 - Why follower count doesn’t matter on LinkedIn


09:48 - Trust, authenticity & relationship-building on LinkedIn


10:34 - Profile optimization = landing page strategy


11:10 - Is LinkedIn only for professionals? (What about artists?)


12:10 - LinkedIn vs. Twitter: Which platform works better?


13:20 - Best way to connect with Kayla & bonus LinkedIn tips


13:55 - Final thoughts & podcast wrap-up


These chapters improve user experience and boost SEO by targeting key moments tied to searchable topics.


🔖 Hashtags:

#LinkedInMarketing #SocialMediaStrategy #KaylaIhrig #LinkedInTips #LinkedInGrowth #ContentMarketing #LinkedInForBusiness #DigitalMarketing2025 #CreatorEconomy #LinkedInSuccess #PodcastInterview #MarketingTips


To check out the YouTube (video podcast), visit: https://www.youtube.com/@drchrisloomdphd


Disclaimer: Not advice. Educational purposes only. Not an endorsement for or against. Results not vetted. Views of the guests do not represent those of the host or show.  


Click here to join PodMatch (the "AirBNB" of Podcasting): https://www.joinpodmatch.com/drchrisloomdphd


We couldn’t do it without the support of our listeners. To help support the show:

CashApp- https://cash.app/$drchrisloomdphd

Venmo- https://account.venmo.com/u/Chris-Loo-4

Spotify- https://podcasters.spotify.com/pod/show/christopher-loo/support

Buy Me a Coffee- https://www.buymeacoffee.com/chrisJx


Click here to check out our bookstore, e-courses, and workshops: https://www.drchrisloomdphd.com/shop


Click here to purchase my books on Amazon: https://amzn.to/2PaQn4p


For audiobooks, visit: https://www.audible.com/author/Christopher-H-Loo-MD-PhD/B07WFKBG1F


Follow our YouTube channel: https://www.youtube.com/chL1357

Follow us on Twitter: https://www.twitter.com/drchrisloomdphd

Follow us on Instagram: https://www.instagram.com/thereal_drchrisloo

Follow the podcast on Spotify: https://open.spotify.com/show/3NkM6US7cjsiAYTBjWGdx6?si=1da9d0a17be14d18


Subscribe to our Substack newsletter: https://substack.com/@drchrisloomdphd1

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Subscribe to our email list: https://financial-freedom-podcast-with-dr-loo.kit.com/


Thank you to all of our sponsors and advertisers that help support the show!


Financial Freedom for Physicians, Copyright 2025


🎧 Startup Strategy & VC Advice with Andrew Ackerman | Entrepreneur Mindset for Founders

🎧 Startup Strategy & VC Advice with Andrew Ackerman | Entrepreneur Mindset for Founders

📝 Andrew Ackerman shares startup-tested insights on building a company from scratch, getting funding (or not), and avoiding the traps that kill most startups. If you're an early-stage founder, investor, or someone googling how to get VC funding, this episode is your shortcut to startup clarity.

💬 In this conversation, Andrew—entrepreneur, investor, and author of The Entrepreneur’s Odyssey—breaks down what it really takes to succeed in today’s startup landscape. You'll hear directly from someone who's invested in over 70 companies and knows the real story behind success, struggle, and scaling.

This episode answers questions and problems founders are constantly searching for:

  • “How do I know if my idea is good enough?”

  • “Do I really need VC funding or can I bootstrap?”

  • “Why do so many tech startups fail?”

  • “Is my timing right, or am I too late?”

Through honest, unfiltered advice, Andrew explains:

  • The true cost (and risk) of venture capital

  • Why most founders misunderstand the entrepreneur mindset

  • How to create traction before raising money

  • What makes a startup idea investable today

  • The thinking behind his startup book written like a novel—and why that matters for real founders

📘 The Entrepreneur’s Odyssey isn’t your average business book. It’s a storytelling-first guide built to be readable, relatable, and relevant to the founder journey—without all the corporate fluff.


📘 Purchase the book here: https://amzn.to/4gVotCN


To connect with Andrew, visit his website: https://www.andrewbackerman.com


📌 Timestamps (24:41)

00:00 – Intro to Andrew Ackerman

01:00 – From Founder to VC: His Story

03:00 – Tech Startups vs. Small Businesses

04:30 – Is VC Funding Necessary?

06:00 – Who The Book Is For

08:00 – Storytelling vs. Boring Business Books

10:00 – Why Now? Timing & Startup Success

13:00 – How VC Expectations Have Changed

15:00 – Tokenization & Funding Access

16:45 – Future of Work, AI & Startup Jobs

18:30 – Building a Book Like a Startup

21:00 – Behind the Book Cover Design

23:00 – Where to Find the Book & Connect with Andrew

24:30 – Final Words


🏷️ Hashtags

#AndrewAckerman #StartupFunding #EntrepreneurMindset #VCAdvice #TechStartups #StartupBook #FoundersJourney


To check out the YouTube (video podcast), visit: https://www.youtube.com/@drchrisloomdphd


Disclaimer: Not advice. Educational purposes only. Not an endorsement for or against. Results not vetted. Views of the guests do not represent those of the host or show.  


Click here to join PodMatch (the "AirBNB" of Podcasting): https://www.joinpodmatch.com/drchrisloomdphd


We couldn’t do it without the support of our listeners. To help support the show:

CashApp- https://cash.app/$drchrisloomdphd

Venmo- https://account.venmo.com/u/Chris-Loo-4

Spotify- https://podcasters.spotify.com/pod/show/christopher-loo/support

Buy Me a Coffee- https://www.buymeacoffee.com/chrisJx


Click here to check out our bookstore, e-courses, and workshops: https://www.drchrisloomdphd.com/shop


Click here to purchase my books on Amazon: https://amzn.to/2PaQn4p


For audiobooks, visit: https://www.audible.com/author/Christopher-H-Loo-MD-PhD/B07WFKBG1F


Follow our YouTube channel: https://www.youtube.com/chL1357

Follow us on Twitter: https://www.twitter.com/drchrisloomdphd

Follow us on Instagram: https://www.instagram.com/thereal_drchrisloo

Follow our Blog: https://www.drchrisloomdphd.com/blog

Follow the podcast on Spotify: https://open.spotify.com/show/3NkM6US7cjsiAYTBjWGdx6?si=1da9d0a17be14d18


Subscribe to our Substack newsletter: https://substack.com/@drchrisloomdphd1

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Subscribe to our LinkedIn newsletter: https://www.linkedin.com/build-relation/newsletter-follow?entityUrn=6992935013231071233

Subscribe to our email list: https://financial-freedom-podcast-with-dr-loo.kit.com/


Thank you to all of our sponsors and advertisers that help support the show!


Financial Freedom for Physicians, Copyright 2025




📌 Physician Burnout and Career Transition ft. Dr. Ketan Karani, MD

📌 Physician Burnout and Career Transition ft. Dr. Ketan Karani, MD

Physician burnout and career transition are two of the biggest concerns for today’s doctors—and in this episode, Dr. Ketan Karani, MD, shares how he turned burnout into a launching pad for fulfillment, freedom, and impact beyond the hospital walls.

If you're a doctor feeling stuck, unfulfilled, or secretly questioning whether this is all there is... you’re not alone.

Inside this episode, you'll discover how Dr. Karani made the courageous shift from a high-achieving academic career to building a diversified life full of medical career fulfillment, physician coaching, and entrepreneurial success.

🔥 Learn how he:

  • Identified the early warning signs of burnout

  • Reconnected with his "why" to guide change

  • Applied his clinical skills to alternative careers for doctors

  • Built side incomes through real estate, an art gallery, and coaching

  • Found purpose and clarity by helping others on the same journey

Dr. Karani’s insights are especially valuable if you're:

  • Considering a career transition out of medicine

  • Feeling unmotivated despite external success

  • Interested in burnout recovery for doctors

  • Curious about physician entrepreneurship

  • Exploring doctor coaching certification or training

This episode offers the mindset shift and strategies many physicians are searching for but don’t know where to start. Dr. Karani has walked the path—and now shares the wisdom, tools, and perspective to help you align your work with your values, reignite your passion, and define success on your own terms.


To check out Ketan's books, visit: https://amzn.to/4o6SEJF


🕒 Timestamps (20:09 Total Runtime)

0:00 – Intro: Physician burnout is real
1:02 – Meet Dr. Ketan Karani, MD
2:20 – From academic success to burnout
4:00 – How he discovered coaching
6:12 – Reconnecting with purpose and fulfillment
8:45 – Building multiple income streams
10:30 – The shift from physician to entrepreneur
13:05 – Mindset blocks and limiting beliefs
15:10 – The power of physician coaching
17:00 – Where to find Dr. Karani online
19:00 – Final words of wisdom for physicians


🔖 Hashtags#PhysicianBurnout #CareerTransition #DoctorCoaching #PhysicianEntrepreneurship #MedicalCareerChange #SavvyPhysician #PhysicianMindset #BurnoutRecovery #AlternativeCareersForDoctors #PhysicianLife


To check out the YouTube (video podcast), visit: https://www.youtube.com/@drchrisloomdphd


Disclaimer: Not advice. Educational purposes only. Not an endorsement for or against. Results not vetted. Views of the guests do not represent those of the host or show.  


Click here to join PodMatch (the "AirBNB" of Podcasting): https://www.joinpodmatch.com/drchrisloomdphd


We couldn’t do it without the support of our listeners. To help support the show:

CashApp- https://cash.app/$drchrisloomdphd

Venmo- https://account.venmo.com/u/Chris-Loo-4

Spotify- https://podcasters.spotify.com/pod/show/christopher-loo/support

Buy Me a Coffee- https://www.buymeacoffee.com/chrisJx


Click here to check out our bookstore, e-courses, and workshops: https://www.drchrisloomdphd.com/shop


Click here to purchase my books on Amazon: https://amzn.to/2PaQn4p


For audiobooks, visit: https://www.audible.com/author/Christopher-H-Loo-MD-PhD/B07WFKBG1F


Follow our YouTube channel: https://www.youtube.com/chL1357

Follow us on Twitter: https://www.twitter.com/drchrisloomdphd

Follow us on Instagram: https://www.instagram.com/thereal_drchrisloo

Follow the podcast on Spotify: https://open.spotify.com/show/3NkM6US7cjsiAYTBjWGdx6?si=1da9d0a17be14d18


Subscribe to our Substack newsletter: https://substack.com/@drchrisloomdphd1

Subscribe to our LinkedIn newsletter: https://www.linkedin.com/build-relation/newsletter-follow?entityUrn=6992935013231071233

Subscribe to our email list: https://financial-freedom-podcast-with-dr-loo.kit.com/


Thank you to all of our sponsors and advertisers that help support the show!


Financial Freedom for Physicians, Copyright 2025


🎬 Physician Burnout Recovery: How Dr. Charmaine Gregory, MD Escaped Burnout and Built a Life of Freedom

🎬 Physician Burnout Recovery: How Dr. Charmaine Gregory, MD Escaped Burnout and Built a Life of Freedom

📝 Physician burnout recovery isn’t just possible—it’s powerful. In this eye-opening episode, we sit down with Dr. Charmaine Gregory, MD, an emergency medicine physician who transformed her life from chronic burnout to personal and financial freedom.

Dr. Gregory shares how she faced burnout head-on, overcame a fear of public speaking, and transitioned into doctor entrepreneurship with multiple physician side hustles—including launching a top podcast and building a successful coaching business.

If you’ve ever searched for:

  • “how to recover from physician burnout”

  • “doctor burnout symptoms and solutions”

  • “can physicians start businesses?”

  • “how to escape night shift burnout”
    —then this episode is for YOU.

🔎 Dr. Gregory’s expertise is your roadmap to reclaiming your time, energy, confidence, and income. She breaks down how mindset, financial freedom for physicians, and leaning into creativity helped her build a life beyond the hospital—and how you can too.

Whether you're a doctor, nurse, or healthcare worker asking “what’s next?” or “how do I regain purpose?”, this episode answers those questions with real-world insights, personal stories, and a dose of tough love from someone who’s been in your shoes.

What You’ll Learn:

  • The hidden signs of burnout in healthcare 👩‍⚕️

  • How to overcome fear & reclaim confidence 🎤

  • Why podcasting for doctors is powerful and healing 🎧

  • The first steps to launching a physician side hustle 💼

  • Living, working, and thriving abroad as a doctor 🌴

  • Why failure is fuel in doctor entrepreneurship 🔥


⏱️ Timestamps (39:01 total)

00:00 – Intro + Guest Bio
01:30 – From ER shifts to burnout crash
06:00 – Closet breakdown: the turning point
10:00 – How mindset and fitness helped her heal
12:30 – Facing her fear of public speaking
15:00 – Discovering business as a creative outlet
19:00 – Why every doctor needs multiple income streams
25:00 – How she moved her family to Guam
30:00 – Freedom of location, time, and self
36:00 – Advice to physicians afraid to pivot
38:30 – How to connect with Dr. Gregory


📌 Hashtags:

#PhysicianBurnoutRecovery #DoctorEntrepreneurship #CharmaineGregoryMD #FearlessFreedomPodcast #PodcastingForDoctors #FinancialFreedomForPhysicians #BurnoutRecovery #PhysicianSideHustles #DoctorMindset #HealthcareBurnout


To check out the YouTube (video podcast), visit: https://www.youtube.com/@drchrisloomdphd


Disclaimer: Not advice. Educational purposes only. Not an endorsement for or against. Results not vetted. Views of the guests do not represent those of the host or show.  


Click here to join PodMatch (the "AirBNB" of Podcasting): https://www.joinpodmatch.com/drchrisloomdphd


We couldn’t do it without the support of our listeners. To help support the show:

CashApp- https://cash.app/$drchrisloomdphd

Venmo- https://account.venmo.com/u/Chris-Loo-4

Spotify- https://podcasters.spotify.com/pod/show/christopher-loo/support

Buy Me a Coffee- https://www.buymeacoffee.com/chrisJx


Click here to schedule a 1-on-1 private coaching call: https://www.drchrisloomdphd.com/book-online


Click here to check out our bookstore, e-courses, and workshops: https://www.drchrisloomdphd.com/shop


Click here to purchase my books on Amazon: https://amzn.to/2PaQn4p


For audiobooks, visit: https://www.audible.com/author/Christopher-H-Loo-MD-PhD/B07WFKBG1F


Follow our YouTube channel: https://www.youtube.com/chL1357

Follow us on Twitter: https://www.twitter.com/drchrisloomdphd

Follow us on Instagram: https://www.instagram.com/thereal_drchrisloo

Follow our Blog: https://www.drchrisloomdphd.com/blog

Follow the podcast on Spotify: https://open.spotify.com/show/3NkM6US7cjsiAYTBjWGdx6?si=1da9d0a17be14d18


Subscribe to our Substack newsletter: https://substack.com/@drchrisloomdphd1

Subscribe to our email list: https://financial-freedom-podcast-with-dr-loo.kit.com/


Thank you to all of our sponsors and advertisers that help support the show!


Financial Freedom for Physicians, Copyright 2025



✅ Limitless MD with Dr. Vikram Raya | How Doctors Can Achieve Financial & Time Freedom

✅ Limitless MD with Dr. Vikram Raya | How Doctors Can Achieve Financial & Time Freedom

Limitless MD is more than just a concept—it's a path to reclaiming your life as a physician. In this powerful episode, Dr. Vikram Raya, MD shares how doctors can break out of burnout, eliminate the golden handcuffs, and create true financial freedom through real estate investing, time freedom, and physician entrepreneurship.

Are you a doctor who feels successful on paper but unfulfilled in life? You're not alone. Many physicians are frustrated with burnout, stagnant W2 income, and a lack of work-life balance. Dr. Raya, a former cardiologist and now the founder of Limitless MD and Viking Capital, speaks directly to your pain points—and offers solutions.

This episode reveals how to:

  • Escape the rat race of clinical medicine and embrace passive income for doctors

  • Use real estate investing as a vehicle for financial freedom

  • Build a resilient mindset that’s immune to economic or healthcare changes

  • Achieve location freedom and work on your own terms—from anywhere

  • Reclaim your vitality, energy, and purpose as a physician

You’ll hear about Dr. Raya’s transformation from a successful but overworked cardiologist to a multi-business entrepreneur with over 40 income streams, who now teaches others how to step into their greatness.

This isn’t just about money—it’s about meaning, purpose, and creating impact. If you're a physician who's tired of feeling stuck, this episode gives you clarity and direction.

📺 Subscribe for more episodes on physician financial freedom, mindset mastery, and location independence


Timestamps (18:54)

00:00 – Introduction to Dr. Vikram Raya and the 5 Freedoms
01:10 – The "Golden Handcuffs" Trap: Why High-Income Doctors Still Feel Trapped
03:00 – From Cardiologist to Coach: Breaking the Physician Mold
05:10 – Understanding the Five Freedoms: Financial, Time, Mindset, Location, Vitality
08:00 – The Risk Myth: Safe Ways for Doctors to Transition
10:00 – Creating 40+ Passive Income Streams
12:15 – Launching Viking Capital & Scaling Multifamily Real Estate
14:05 – How Limitless MD Was Born During the Pandemic
16:30 – Coaching, Impact, and Building a Life By Design
18:00 – How to Connect with Dr. Raya + Resources


Hashtags:

#LimitlessMD

#VikramRaya

#PhysicianFreedom

#DoctorBurnout

#FinancialFreedomForDoctors

#PassiveIncome

#RealEstateForDoctors

#TimeFreedom

#PhysicianEntrepreneur

#VikingCapital

#FunctionalMedicine

#HighPerformanceMD

#MedicalCareerChange


To check out the YouTube (video podcast), visit: https://www.youtube.com/@drchrisloomdphd


Disclaimer: Not advice. Educational purposes only. Not an endorsement for or against. Results not vetted. Views of the guests do not represent those of the host or show.  


Click here to join PodMatch (the "AirBNB" of Podcasting): https://www.joinpodmatch.com/drchrisloomdphd


We couldn’t do it without the support of our listeners. To help support the show:

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Financial Freedom for Physicians, Copyright 2025



🎯 Passive Real Estate Investing w/ Dr. Vanessa Peters, MD

🎯 Passive Real Estate Investing w/ Dr. Vanessa Peters, MD

Passive real estate investing is the ultimate wealth-building tool for busy professionals — and in this episode, Dr. Vanessa Peters, MD reveals how she used real estate syndications to create true financial freedom while still working full-time as a physician.

If you're a doctor or high-income earner struggling with burnout, time constraints, or the pressure of trading hours for dollars, this episode offers real answers. Dr. Vanessa Peters, founder of VMD Investing, has invested in over 2,500 units across multiple asset classes like multifamily, mobile home parks, and self-storage—and she did it all without becoming a landlord.

We dive deep into how real estate syndications, passive income strategies, and long-term wealth planning can help you replace earned income, reduce tax liability, and finally gain back your time.

Whether you're just exploring real estate investing for doctors, looking for a better alternative to stocks, or ready to scale with passive investments, this episode delivers clarity and actionable insights.

  • How to start with passive real estate investing even with zero experience

  • Why doctors and professionals are uniquely positioned to invest passively

  • The difference between syndications vs. rentals (and which is better for you)

  • How to leverage tax benefits through real estate depreciation

  • The exact roadmap Dr. Peters used to build wealth — without quitting medicine


Timestamps (20:03):

00:00 – Intro & Bio of Dr. Vanessa Peters
01:50 – Her wake-up call about finances
03:40 – From single-family rental to syndication success
06:15 – Challenges of being a busy physician investor
08:10 – Why syndications are perfect for high-income earners
10:00 – Tax advantages of passive real estate
12:45 – How to get started: steps & mindset
15:00 – Diversification across asset types
17:30 – Dr. Peters’ free roadmap tool
19:00 – Final tips + how to connect with her


🔗 Hashtags:

#PassiveRealEstate #VanessaPeters #FinancialFreedom #RealEstateForDoctors

#RealEstateSyndication #VMDInvesting #PassiveIncome #DoctorsInvesting

#BuildWealth #CashFlow #TaxStrategy #TimeFreedom #PhysicianFinance


To check out the YouTube (video podcast), visit: https://www.youtube.com/@drchrisloomdphd


Disclaimer: Not advice. Educational purposes only. Not an endorsement for or against. Results not vetted. Views of the guests do not represent those of the host or show.  


Click here to join PodMatch (the "AirBNB" of Podcasting): https://www.joinpodmatch.com/drchrisloomdphd


We couldn’t do it without the support of our listeners. To help support the show:

CashApp- https://cash.app/$drchrisloomdphd

Venmo- https://account.venmo.com/u/Chris-Loo-4

Spotify- https://podcasters.spotify.com/pod/show/christopher-loo/support

Buy Me a Coffee- https://www.buymeacoffee.com/chrisJx


Click here to schedule a 1-on-1 private coaching call: https://www.drchrisloomdphd.com/book-online


Click here to check out our bookstore, e-courses, and workshops: https://www.drchrisloomdphd.com/shop


Click here to purchase my books on Amazon: https://amzn.to/2PaQn4p


For audiobooks, visit: https://www.audible.com/author/Christopher-H-Loo-MD-PhD/B07WFKBG1F


Follow our YouTube channel: https://www.youtube.com/chL1357

Follow us on Twitter: https://www.twitter.com/drchrisloomdphd

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Follow our Blog: https://www.drchrisloomdphd.com/blog

Follow the podcast on Spotify: https://open.spotify.com/show/3NkM6US7cjsiAYTBjWGdx6?si=1da9d0a17be14d18


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Thank you to all of our sponsors and advertisers that help support the show!


Financial Freedom for Physicians, Copyright 2025


📺 ChroniFi Personal Finance Software with Ben Miller Ex-Goldman Sachs Exec

📺 ChroniFi Personal Finance Software with Ben Miller Ex-Goldman Sachs Exec

ChroniFi personal finance software is transforming the way professionals think about money—and today, we’re diving deep with its founder, Ben Miller.

Ben left a successful career at Goldman Sachs to launch ChroniFi, a platform designed to reframe personal finance in terms of time, not just dollars. In this episode of The Financial Freedom for Physicians Podcast, you'll discover how ChroniFi empowers high-income earners—especially physicians—to track their progress toward financial independence in a meaningful, actionable way.

If you're searching for:

  • Smart FIRE movement tools

  • Solutions for personal finance time tracking

  • Insightful financial planning for doctors

  • Better budgeting for high-income earners

  • And clarity on passive income tracking...

Then this conversation is exactly what you've been looking for.

💡 Ben Miller’s real-world insights, shaped by his Goldman Sachs career shift, directly address the most pressing concerns of physicians and professionals:

  • “How much longer do I have to work?”

  • “Can I afford to take a less stressful job?”

  • “How do I know if I’m on track for retirement?”

With ChroniFi, you get answers—not just spreadsheets. Ben explains how the platform breaks down complex finances into time-based clarity, so you can understand what your money actually means for your life.

Whether you're buried in student debt or contemplating early retirement, this episode provides real tools and mindset shifts to help you achieve financial freedom for physicians and other high earners.


📌 Timestamps
00:00 – Intro: Meet Ben Miller, founder of ChroniFi
01:10 – From Goldman Sachs to startup life
02:35 – Why time matters more than money
04:20 – How ChroniFi reframes your financial future
06:00 – The FIRE movement and real independence
07:45 – Who ChroniFi is built for (especially doctors!)
09:10 – Common misconceptions in personal finance
10:40 – Real user success stories
13:00 – How to connect with Ben & try ChroniFi
14:55 – Final thoughts


Hashtags:

#ChroniFi 🚀 #PersonalFinance 🧠 #FinancialFreedom 👨‍⚕️ #FIREMovement 🔥 #BenMiller 💼 #HighIncomeProfessionals 💸 #PhysiciansFinance 🩺 #PassiveIncome 📈 #BudgetSmarter 🧾 #RetireEarly ⏳


To check out the YouTube (video podcast), visit: https://www.youtube.com/@drchrisloomdphd


Disclaimer: Not advice. Educational purposes only. Not an endorsement for or against. Results not vetted. Views of the guests do not represent those of the host or show.  


Click here to join PodMatch (the "AirBNB" of Podcasting): https://www.joinpodmatch.com/drchrisloomdphd


We couldn’t do it without the support of our listeners. To help support the show:

CashApp- https://cash.app/$drchrisloomdphd

Venmo- https://account.venmo.com/u/Chris-Loo-4

Spotify- https://podcasters.spotify.com/pod/show/christopher-loo/support

Buy Me a Coffee- https://www.buymeacoffee.com/chrisJx


Click here to schedule a 1-on-1 private coaching call: https://www.drchrisloomdphd.com/book-online


Click here to check out our bookstore, e-courses, and workshops: https://www.drchrisloomdphd.com/shop


Click here to purchase my books on Amazon: https://amzn.to/2PaQn4p


For audiobooks, visit: https://www.audible.com/author/Christopher-H-Loo-MD-PhD/B07WFKBG1F


Follow our YouTube channel: https://www.youtube.com/chL1357

Follow us on Twitter: https://www.twitter.com/drchrisloomdphd

Follow us on Instagram: https://www.instagram.com/thereal_drchrisloo

Follow the podcast on Spotify: https://open.spotify.com/show/3NkM6US7cjsiAYTBjWGdx6?si=1da9d0a17be14d18


Subscribe to our Substack newsletter: https://substack.com/@drchrisloomdphd1

Subscribe to our Medium newsletter: https://medium.com/@drchrisloomdphd

Subscribe to our LinkedIn newsletter: https://www.linkedin.com/build-relation/newsletter-follow?entityUrn=6992935013231071233

Subscribe to our email list: https://financial-freedom-podcast-with-dr-loo.kit.com/


Thank you to all of our sponsors and advertisers that help support the show!


Financial Freedom for Physicians, Copyright 2025


Bio of Financial Freedom for Physicians with Dr. Christopher H. Loo, MD-PhD

"Financial Freedom for Physicians," hosted by Dr. Christopher H. Loo, MD-PhD, is a unique podcast designed to provide physicians with guidance and support on their financial journey. Recognizing the challenges and uncertainties that physicians often face when it comes to their financial future, Dr. Loo aims to bring clarity and empower his colleagues with the knowledge and tools necessary to achieve financial freedom.

As a physician himself, Dr. Loo understands the unique circumstances and demands that physicians encounter throughout their careers. Through this podcast, he offers a supportive platform where he shares insights, practical advice, and resources to help physicians navigate the complexities of personal finance.

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